Klingman and Associates, LLC, is an independent registered investment advisor with the Securities and Exchange Commission (SEC). Gerard A. Klingman, CFP®, CLU®, ChFC®, CFS®, Nancy C. Brown, and Craig Laub, CFP® are registered representatives of Raymond James Financial Services (RJFS). Securities offered by Raymond James Financial Services Inc., member FINRA / SIPC. Klingman & Associates, LLC, is not an affiliate or subsidiary of RJFS.